Opening your home to strangers is a leap of faith, but one that host Guy says has been extremely positive: “The insurance that Airbnb provides gave us the confidence to list the house and try it out.” Over the course of a year, Guy hosted more than 120 guests and never needed Airbnb’s Host Guarantee, which provides property damage protection of up to $1,000,000 USD, or Host Protection Insurance*, which provides up to $1,000,000 USD of liability insurance against injury and property damage claims by guests and others.

*Airbnb’s Host Guarantee and Host Protection Insurance don’t apply to hosts who offer accommodations through Airbnb Travel, LLC, hosts in mainland China, hosts in Japan, hosts of experiences, or hosts of adventures. Airbnb’s Host Guarantee is not related to Host Protection Insurance or Airbnb UK Services Limited.